SENATE BILL NO. 23
AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO MILITARY DEPLOYMENT.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF DELAWARE:
Section 1. Amend Chapter 39, Title 18, Delaware Code by adding thereto the following:
“§3917. Military deployment as a factor in automobile insurance rates
(a) An insurer shall not use a lapse in an insured’s automobile insurance coverage as a factor in determining a new automobile insurance policy rate if the lapse was due to the cancellation or nonrenewal of the policy by the insurer, or by the insured’s failure to pay the policy renewal premium, during or within 48 hours of the insured’s deployment outside the continental United States as a member of the military, military reserve, or National Guard. An insurer may require the insured to provide reasonable documentation to verify the insured’s deployment.
(b) The spouse of an insured protected by subsection (a) of this section shall be similarly protected if he/she accompanies the insured on the deployment.”.
Approved June 30, 2008